We are at the door step of yet another year, another 365 days that take us forward in life. We advance in age, maturity, earnings, feelings and what not. Let me first of all wish all my nears and dears a very healthy, happy and prosperous New Year. May the new year bring lot of success and upgrades to everyone.
Before rushing off into the New Year, I believe it’s important to take a pause and look back at 2025. What did the year bring? What are the learnings? Is it a year to forget or to remember vividly? For me, it was a mix. Some of the main talking points for me from 2025 would be
- Financial management: I am slowly building my life in Europe. I don’t know if it’s going to last, or if it’s stupidity. But, I am going to look at things positively. I bought a decent car, I bought a home and life is slowly getting back on track. I don’t think I will ever be as rich as I was in Dubai. But I work hard, and I am sure I will get the reward. My monthly salary is just about enough to pay Jos fees and take care of our expenses. But I am content, money is not everything in life. For me, my family, my friends, my principles are so much more valuable than money. And, overall in Europe, everyone works hard for their money. It’s not easy life, not is it easy money. Because I am quite senior, my tax bracket is also very high, which means a lot of the salary goes as taxes. I can only think how difficult it will be, for a young family moving here, to live comfortably. So it’s important to have some savings before hitchhiking to another country, especially in Europe. I believe people here are not very worried about savings, because they get pension. Government pays pension, and their work place also offers pension. So, they have some guarantees for old age.
- Home Ownership: Almost everyone coming to NL seemed to be buying houses. I was skeptical, because first off, I am quite advanced in age, and secondly, I am not very sure if I will stay here for a long time. So, I felt that it’s better to rent. However, there are some contexts that are important to understand, which will allow us to take the right decision. First, we get 100% mortgage, no need for downpayment like in UAE. Secondly, the interest we pay on the mortgage, is reduced from the taxable income. So we get some savings there. Anyway, I also took the plunge, and in August purchased a house. Houses here are across three levels. The ground floor normally has the kitchen, a big drawing room and a maid’s toilet. The first floor contains the two bed rooms and a big washroom. The second floor contain another large room which I use as my study, and an attic. It also contains a room for washing machine and lying clothes out to dry. Most important, it has a front yard and a back garden. I have always wanted a garden, so when I saw this place, that was the first aspect I looked at. Compared to rich people’s standards, it’s not huge, but for someone who’s starting off tentatively in a foreign land, it’s really cool.
- Getting closer to myself: Coming to a foreign place, it’s always difficult to find friends. Especially considering that I am quite stubborn and set in my ways, it’s more difficult. Most of my friends are in Dubai, since I spent most of my life there. I have a class mate here, he’s a nice chap and I forced him to buy an apartment in Dubai. There are couple of other families nearby, but they are quite young and there’s a big wavelength difference. Compounding is the fact that my wife doesn’t like the place, and always complains, and I feel bad at having disrupted another person’s life. Some people like new experiences, but I guess she’s not like that. But, the optimist that I am, I introspect myself, and try to turn the time I get, into something beneficial. I started trading more, I started reading more. I spend very little time on my mobile now, which is a big difference from UAE, where everyone was on their mobiles. I also have to travel a lot, this is also something that is not good for family life. But this is what work demands now, and I have to do it.
- Getting over personal losses: I faced quite a bit of emotional hits and personal losses this year. Some close friends bid farewell, showing once again how ephemeral life is. I couldn’t see them as well, though I pray daily for their souls. Moving on, people never cease to amaze me, with their focused drive towards success, ignoring everything else in their path. This year I had the fortune of seeing several such occasions and could only think that I belong to an entirely different generation, where I believe I genuinely care about others around me. Overall on the personal relationships front, this is a year I should probably forget. But it’s life and we need to move on. And hopefully, spend more effort next year to change myself.
- Progress in work – Work wise it was a good year, with all of us coming together to deliver the worlds’ first truly native offer and order management system. It is already live for staff and relatives, and the system shows tremendous promise. While I was at IBS, we had kickstarted the development of a new generation PSS at that point of time (2001), but it never took off to the heights it should have reached. However, that initiative started my baptism in the PSS world, and I haven’t moved out of that since. I would like to get more experience in Europe, since working culture and management styles here, is very different from what we see in the Middle East. Its as different as white and black.
- Holiday season with family – it was my first Christmas, in my own home, with Jo. Very different from the Christmas we had at Geneva and here, in a rented house. I got a Christmas tree, and decorated it splendidly. This was before Jo came. We went for some nice drives to small villages, and walked around. We went to some museums and enjoyed the enriching paintings of Rembrandt and Vermeer and the likes. I never realized that the Dutch had so many good painters. The paintings were across various periods, from 1100-1500, 1500-1700, and 1700-1900. I could only think how in 1100, they had the ability to paint, and that too with such vibrant colors. Probably, construction in the form of Romans and Gothic and Renaissance, all matured much before 1900s. Even art. Modern Transport, Fuel/Energy and Trade is probably what we have contributed to history.
Yesterday, I could hear fireworks here, extending till almost 3AM. Without a break. continuous sounds of crackers and rockets and everything else, making a color show in the sky. It started around five in the evening and continued till I don’t know when. I do know Jo was getting up and taking videos quite often, I went to bed at 11PM. After a long time, I had a clean New Year as well, without any alcohol. In Nov, when I went to India to see my parents, I did a medical check-up. Seems I am pre-diabetic and doctor asked me to control sugar for three months and check again. So, I am controlling my diet as well. Strangely, when I am in NL, I never drink. As I am writing this, I am standing near my bar which has at least 30 to 40 bottles of various kinds of alcohol. I don’t feel the least tempted or interested, in opening it. For me, it always has been the company that was important, not the spirit. Like someone said, It’s not the journey or the destination, it’s the company that decides how valuable/meaningless the journey is. It’s very important to have the right company, ‘any’ company is as good as ‘no’ company.
2026 as a year is important to me for several reasons. Most important being that Jo will finish her studies, and God willing, start working. The last four years have been very demanding both for her and me, and I cant wait for her to finish her college. I believe a good education is key to success in life. My daughter’s into her final year of engineering. I fervently hope she gets a good job, and starts standing on her feet from a very young age. It’s something I have been pushing her for a long time, and I truly believe she will succeed. She’s brainy like her mother, and determined like her father. It’s been my objective, to give her the best education I can afford(or not afford), because I know education makes all the difference between a standard life and an excellent life. And looking at the things she’s learning, her class is learning, I am awestruck. We never had such opportunities when we were studying. Now there are so many courses and they can decide based on their interest. When I was about to take up engineering, I had all of six branches to choose from. And five colleges to study in. I have tried to teach her life in the best way I can, by having talks while we go on walks, but she’s also like me. Keeps mostly to herself, and does her own stuff without too much fuss. She fights quite a bit with her mother, with neither giving up, and I get caught in the middle. I am keen to see my daughter grow and develop and reach forwards and upwards in life.
This year, I want to double down on my health focus, and make sure I complete ten K steps most of the days. With intermittent fasting, this is what keeps my weight down. Now I am down to 88kg from 93kg, but my target for the end of this year is 83. I won’t reach there, never have. But if I can get to 85, i will be happy. I also need to get my blood markers back to normal, because it was a shock. But I believe it’s because I had lot of sweet stuff in the form of chocolates and cakes and biscuits. Now I have stopped it all, so let’s see how my body responds. Without health, we are nothing, and I am determined to put in anything that’s needed.
In 2026 I also want to travel quite a bit. After I moved to NL, I traveled once to Germany. I visit Poland often for work. I went to Prague and Budapest with my friends (needs a page for itself). Of course I visit UK because of Jo. But there are many places I want to visit. I want to see the northern lights. I want to drink in Octoberfest. I want to experience the spirituality of Vatican. I want to see the beaches of Lisbon. I want to feel the warmth of the Spanish sun. The whole world is out there. God has given me a great opportunity to see and live all this, I need to take that opportunity with both hands. And thank Him. And I encourage of all you who might read this, to do the same.
At the end of the day, if we have a license to travel, all we need is some change in our pockets, and a big heart. We can live days, months and years frugally. Why earn a lot for the next generation, when they can earn by themselves? I can only thank God that I got this opportunity to look beyond money and experience the world and it’s culture in a small way.
One bad thing about moving to Europe is that I am away from parents. Somehow, I have never been the kind of son who calls them daily and checks that they are ok. I believe they will be ok. While at Dubai, I used to see then couple of times a year for sure. More importantly, it was just three hours away. Now it’s not that easy, though I saw them once this year. I care for them in my own way. I have seen some of my close friends spend a lot of time with their parents and I have been jealous. Jealous as to why I don’t feel that way. Maybe it’s because I was independent from a very young age. But then, I have seen the same people treat others very badly, leaving me very confused.
I want to visit Portugal and go to Church of St. Fatima. It has been a big dream for me, and I hope I can do it this year. I am just waiting for Jos classes to finish in May, and I want to start my life of travel. Then I should be free from my financial responsibilities, and can save a bit towards travel. Till then it’s going to be tight, hopefully I will get a bonus this year which will keep the ship steady.
When I came here, I had quite a bit of savings in the form of liquidity. However, with the car and with the apartment related work before I moved in, it has taken a hit. I also need to build up on that, else my family will brand me as someone who’s spending all that he earned, before he becomes old. I can’t believe that in five years, I will be 55.
Enough of money, It’s something we can never get enough of, however much we get.I really wish we could see beyond money and look at life as happy memories from the perspective of achievements and blessings and gratitude and encouragement. Let’s make sure we help people in need, because believe me, that will come back in multiples. I am a living example of that. Even though several people tried to take me down for strange reasons, I am very very sure that its the good deeds that I did, and the prayers of those whom I helped, that helped me move forward and took me where I am now.
When I am in Dubai, I still catch up with my close friends. It’s interesting to see how they consider me and treat me. Whether as an insufferable old fellow, or as an erstwhile leader, the vote is still out. From my side, I try not to disturb them too much, and just make sure they are aware of the fact that I am there, and if needed, they can always get in touch with me. Once in a while, we do catch up for dinner and drinks. Sometimes I see some of my friends struggling to balance between me and their other social obligations, and I feel a bit embarrassed that I am putting them in that spot. At the end of the day, I know we will be there for each other.
Amsterdam is a city with a very distinct flavor. It’s full of canals and bridges, and a very flat green landscape. I enjoy my daily drives to the office. When I am not traveling, I make it a point to travel to the office. I drive from my home to Amsterdam south, where I park my car. Then I take the metro for a three minute ride to the office. Most of my day is spent in calls with my airline customer, and I am happy that I have earned their trust. While previously my job was very high in the ranks, and I had managers reporting to me and an overall strength of around 200 staff in my team, now I work for a start up. I have a group of delivery managers reporting to me, and the qa team also reports to me. We need to divide everything by ten, to understand the scale of operations. Everything except my work. After a long time, I enjoy my work, and coming from a strong airline background, I am not just into program delivery but even product featuring. Let it go on as long as it can. While the power and the ability to control others is not so much here, I am able to contribute to the creation of something that’s probably a first in the aviation industry. Just imagine- the world’s first offer and order management system built from ground up, and I am in charge of delivering it. While I don’t make a big fuss of it, it’s a once in a lifetime opportunity. And that’s why I let go of lucrative offers in Dubai and Middle East, and decided to take this offer and move to Europe. I don’t regret it. I even love the rains in Netherlands, am used to traveling without umbrella by now. I think for the years of dryness and humidity I lived in the middle east, it should rain non-stop for the next couple of years. And the earth should sing the rain song.
I spoke about relationships earlier, and how bad I was at keeping people close to me. In 2026, my only objective is to keep my life simple, removing all distractions. i want to focus on my career, my health and my peace. I am sure everything else will follow.
I don’t think many people will read this blog. When I was in Dubai, I used to share the link with my colleagues. Once I left Dubai, that opportunity goes away. But I write more for my peace of mind, than anything else. Its a catharsis, a healing for me, away from my stress and pressures. I used to add photos here, but now that goes to my instagram (ba.ab573) so if you read this, pls do check out the photos.
Life is a bundle of moments
Moments we create, moments others create
Moments we like, moments we hate
Wins and losses, joy and grief
Moments that are counting down..
So make the best of them but at no-ones cost
I believe my work related travels will start soon. Though it’s not easy, I never tire of travelling in an air frame, 39000 feet above the land, seeing vast countries and geographies just drift by. It always teaches me humility, to see we are miniscule in the grand scheme of things. Five hundred of us sitting in an aluminium tube which is huge, but the plane itself is a speck in the vast expanse of the sky.













































































